Latest On How To Get The Most Out Of Your Life Insurance

Do you have life insurance yet? Have you ever put serious consideration into getting it? Maybe the thought of death itself doesn't make you nervous. Maybe it's the thought of leaving so many friends and family members behind. In that case, getting life insurance can be a real weight off your mind.

Don't be tempted to lie or hold back information on your application for life insurance. If you have medical issues or other possible rate hikers, your company will investigate any time you file a large claim. This means they will find the hidden truth and can revoke your policy.

Treat shopping for life insurance like you would shopping for anything else. Don't always jump at the first thing you see or hear. Some insurance brokers can be very persuasive, but you are doing yourself a disservice if you don't research as many plans as you can and compare the pros and cons of each before making your decision.

You should make sure that you're working to lower your cholesterol and blood pressure levels, before you apply for any life insurance. Some medications can help fix these problems and end up saving you a lot of time and money in the process. It is in your best interest to get these problems under control, anyway, in order to enjoy a longer life.

There are several different types of life insurance policies and they fall into four major categories: term, whole life, variable life, and universal life. It is important to do your research and find out which policy best suits you. Each type provides a different kind of coverage and options, so make sure you are comfortable with what you choose.

You should know that your current health condition is going to influence the price of your life insurance. There are certain things you have no control over such as diabetes. But you can lower your life insurance by quitting smoking and doing your best to cure a heart condition or a similar issue.

Prepare yourself physically and mentally for a health examination. These types of insurance policies require that you get a physical examination in your home from a nurse. She will take blood and urine samples as well as vitals and other statistics to determine your health risks and decide on a premium for your insurance policy.

Do extensive research into what you are actually buying. That goes beyond the life insurance plan and extends to the actual insurance company itself. Familiarize yourself with the company and the insurance policy, compare it to others that you have been considering and make an informed decision with whatever you feel most comfortable with.

Whenever you are purchasing life insurance, avoid paying high commissions. These days there are several options to choose from making it possible not to pay any commissions at all. Make sure to do your research and buy a policy that does not include high commission rates.

The cost of funerals alone has been known to put friends and family members of the deceased into debt. If you care about the people in your life, do a huge favor for them now. Get life insurance. Amassing substantial debt over the death of a loved one doesn't make the grieving process any easier.

Love Letters From The Heart For Romance 2017

Feeling a little romantic? Do you want to find the best love letters to write to a boyfriend? You can always go online and do a search for love letters, but I think that when it comes to matters of the heart, the best thing to do is to have it come straight from your heart.

Too many people get caught up on the details and a lot of the passion is lost when you do that. Instead, just sit down with a pen and paper, or a computer, and write. Don't worry, you can go back later and make any changes or corrections you need to make, but for now just write down everything that comes to your mind when you think of your boyfriend.

Another good thing to keep in mind is that this letter is for him. Try to keep it real, of course, but also make it personal for him. Include things that he would like to hear. Most guys like a little spice in the love letters they get. Women tend to like more romance, men are more moved by sexy love letters.

Now, I'm not saying you should 'talk dirty' in your letter, but you may want to include a little bit of sexy teasing. In most cases that will really get him going.

You know your guy better than anyone else so you have to determine the way you want to let him know you love him. Again, you have to remember that the letter is to let him know how you feel, but it should be written in a way that will make it more personal for him.

If he likes poetry, for example, try to find a line or two from a poem he likes. If he likes some other form of literature include some passage or something from his favorite book. That will allow you to express your love for him in more than just words.

When you add things like that you are letting him know that you pay attention to what he says and what he likes. He'll see that you really do love him because you're willing to take some time and make everything special, even your love letters.

If you really wanted to get fancy, you could even record a love letter and / or make a short video 'love letter'.  What you put in the video is up to you (however if you're thinking of posing nude you may want to reconsider. You wouldn't be the first girl who had a 'wonderful' boyfriend and later found out that he showed your private video to all his friends).

Everyone likes to feel loved and special. If you want to show your boyfriend just how much he means to you and you want to know what love letters to write to a boyfriend just remember two basic ingredients: your love and his interests. Combining those things will allow you to show your guy just how special he really is.

How To Loose Weight By Picking The Right Diet

Everyone really knows how to loose weight: eat right and exercise.  If it were really that simple, though, no one would be overweight, because each time a person decided to lose weight, it would happen with no problems. Diet books and programs all seem to shout that their way is the best and only way to lose weight and keep it off.  We’re told that low-fat is healthy and a great way to lose weight, only to then be told that low-carb is the only way to go.  It’s no wonder people are confused, and heavier than ever!

Figuring out how to loose weight by dieting is tricky.  Do you start eating only X amount of calories per day without worrying about what kind of foods you’re eating, or you do stick to a very detailed eating plan that allows only certain kinds of things?  Do you want to go low-fat, low-carb, vegetarian, or just eat a variety of foods in moderation?  You’ll find an expert that says every one of these ways is the correct and healthy way to do it and that you should avoid the others.  Getting a straight answer is difficult.

The problem with all these people trying to tell you how to loose weight is that people read their books and follow their plans and either stay fat or lose weight and then gain more back.  It’s hard to pick the right plan when it seems that every plan fails at least some people.  The important thing is to choose a healthy way of eating.  Moderately low-carb diets can be healthy, as can low-fat diets.

When you’re figuring out how to loose weight, try a diet that seems reasonable to you.  Expect any type of diet to require a little bit of adjustment time in the beginning.  But after a few days, you should get used to it.  You should choose an eating plan that you’ll feel good on.  If you’re physically ill, very edgy, or feel too full or even starving all the time, that diet isn’t right for you.  You don’t have to suffer to lose weight, no matter what some of the experts will tell you.

Of course, if you feel great on a diet but aren’t losing weight, it’s probably not the right eating plan for you either.  When you’re learning how to loose weight, and it is a learning process for each person, you might have to experiment with your diet quite a bit at first to find a happy medium that lets you feel satisfied with the food you eat but lets you lose weight, too.

While the main reason you’ll lose weight is because you’re eating fewer calories, some types of food have different effects on different people.  This is why some diets might work great for some people, but not for you, regardless of the calories.  The trick is learning how to loose weight in a way that works best for you, whether or not it works for anyone else.

Can Obesity Kill You-What Qualifies For Obesity

Being overweight poses an increased risk for any number of health problems, but can obesity kill you? It seems like a straightforward answer, but there is a lot more to it. Keep reading to learn more about the impact obesity can have on your health and mortality.

There is a difference between being overweight and obese. However, this distinction can vary depending on who is defining the terms. Some places say you are obese if you weigh 50 pounds more than you should, while others say you are morbidly obese if you weigh 100 pounds more than you should. The issue is further confused with definitions of being overweight, so what can you do?

A simple answer can be found in the BMI (Body Mass Index). This is a formula that is used to estimate how healthy your current weight is. It does have a few flaws, but it is a good tool for most people. The formula can be stated as: lbs/in^2 X 703 (weight in pounds divided by height in inches, squared; multiplied by 703) or kg/m^2 (weight in kilograms divided by height in meters, squared).

Someone who is 5' 11" tall and weighs 210 pounds would have a BMI of approximately 29.28, which is on the high end of being overweight, and just short of being obese.

Here is how the math works out:

5' 11" = 71 inches
71 squared = 5,041
210 (the weight in pounds) divided by 5,041 = 0.041658
0.041658 X 703 = 29.28

If this person could get their weight down to 179 pounds, they would have a healthy BMI of about 24.96.

The BMI weight ranges break down as follows:

18.5 and under is considered underweight.
18.5 to 25.0 is normal.
25.0 to 30.0 is considered overweight.
30.0 and above is obese.

There are a few exceptions. As this is a simplified formula, those who are very tall or short can have skewed numbers. Also, muscle weighs more than fat, so a bodybuilder can get a rating that makes them appear less healthy than they are.

If you are overweight or obese, then you are at risk for a number of diseases, many of which can be fatal. Just a few of the diseases you may be at higher risk for include stroke, diabetes, high cholesterol, high blood pressure, and heart disease. You could try to treat all of these conditions individually, or you could decrease the risk of getting them by losing weight. So, it's not always a question of can obesity kill you, but how much longer you are likely to live if you lose weight.

Losing weight is a simple concept, but not always that easy to do. It takes a solid commitment to make it happen, but it can be done. It's all about following a proven plan for eating right and engaging in physical activity. Just because obesity has the potential to kill doesn't mean that you have let it.

Body Type Diet- How To Diet Based On Your Glands

Body Type Diet- How To Diet Based On Your Glands

The body type diet is based on the type of metabolism your body has.  You can recognize your Body Type based on your body’s shape  each Body Type has its own shape. But your Body Type has a more important reality; your shape is a signal of the type of metabolism you have.  The body type diet says that you should eat based on the shape of your body.

Your Body Type is determined by which of your major glands is strongest in your metabolism. The body has four major glands: the thyroid, the adrenal, the pituitary and gonads or sex glands. According to which of these glands dominates your system, women can be Thyroid Types, Adrenal Types, Gonadal Types or Pituitary Types.  There are only three body types for men as the Adrenal and Gonadal types are combined.  The body type diet takes these glands into consideration in recommending the kinds of foods you should eat.
You will crave certain types of foods which satisfy your dominant gland.  For instance, a Thyroid type person will look to give her thyroid a “rush.”  Sweet and starchy foods give her a high – which is produced in the thyroid.

Similarly, an Adrenal type person will crave foods which have a great deal of salt and fat in them.  Pitutiary types get their cravings satisfied by dairy foods.  Finally, Gonadal type women are stimulated by rich and spicy foods.

When you stimulate your dominant gland, you will gain weight as it takes more and more of the stimulant to satisfy the gland.  The body type diet is designed to take this factor into consideration.

Since you crave foods which stimulate your dominant gland, in time you tire or exhaust your dominant gland.  For instance, Thyroid types crave sweets and starches, which stimulate the thyroid.  This results in the overworked thyroid gland becoming sluggish which leads to lack of energy and weight gain.  It is not unusual for Thyroid types actually have to take thyroid hormone because they have exhausted their dominant gland.   The same process is true for people with other gland types.

When you know your Body Type, you know which foods result in overstimulation and consequently make you overweight. When you avoid these foods and also eat plenty of foods which stimulate your other, less active glands, it takes the stress off the dominant gland and allows it to recover.  When you stop overstimulating your dominant gland, your food cravings come under control naturally. You will find that over time, the cravings you once had disappear.
The basic principle of the body type diet is to eat less of the foods that satisfy your dominant gland and more of the foods which support and nourish the less active glands.  This results in a balanced body, increased energy, and natural control of food cravings.

Are You Trying To Lose Six Pounds - It Is Actually Possible

Are you trying to lose 6 pounds?  It is actually possible to meet this goal in one week.  There are several strategies to follow.  In this article, I am going to show you 6 ways to lose 6 pounds in just one week.

One thing that you have to realize is that to lose 6 pounds in a week you must burn 3000 more calories than you take in.  That means that you have to burn about 475 extra calories a day.  You can do this through diet or exercise

1.) Spring cleaning.  You’ve been putting off doing a thorough house cleaning for months or even years.  Trying to lose a few pounds may motivate you to do the hard work.  Consider that intense house cleaning burns 575 calories an hour.  At this rate, a little over 5 hours of cleaning will allow you to burn the calories needed.  But, beware that you don’t want to compensate by eating more.  Remember, the calories expended have to exceed the amount eaten by 3000.

2.) Go skiing.  Skiing is a fun activity to do in the winter.  But, what is more, it burns a lot of calories.  A 165 pound person will burn more than 12 calories a minute!  4 hours of actual ski time (not including time spent on the lift or loafing in the ski lodge) will help you lose 6 pounds.  That’s the best excuse I’ve ever heard for a ski holiday!

3.) Don’t sit at your desk.  Many Americans today are desk bound.  They sit in a chair at a desk in front of a computer to do their paid work.  But, most people have options.  For instance, when you are making phone calls, stand up.  Not only will it make you a more persuasive speaker, you’ll also be burning calories.  Instead of sending an email, walk over to the person’s cubicle.  And, don’t let anyone stop you from fidgeting.  This burns calories too.  While these kind of strategies won’t help you in one week, they will be effective over the long run.

Now that we’ve discussed ways to lose 6 pounds through exercise, we’ll look at ways to lose through reducing food.

4.) Try the Cabbage Soup Diet.  Most people can lose 6 pounds or more in a week on this menu specific diet.  You can have all of the special cabbage soup you want each day along with a specified group of secondary foods.  The cabbage soup is clear broth or V8 Juice, lots of cabbage, and your own choice of non-starchy vegetables.

5.) Try the Grapefruit Diet.  On this diet, you eat no starchy food.  It’s called the grapefruit diet because you eat a half grapefruit at every meal.  In addition to the grapefruit, at breakfast you have bacon, eggs and coffee; at lunch you have salad and meat; and at dinner you have meat and non starchy vegetables.  Right before bed drink 8 ounces of milk or tomato juice.  You can eat until you are satisfied.  The diet is supposed to run for 12 days and most people lose 10 pounds or more.  However, seven days into it, you should have lost your 6 pounds.

6.) Go vegetarian for a week.  Eliminating all meat and as much other fat as you can will cause you to lose weight quickly.  Try to substitute meat with legumes (beans), fruits, and vegetables to the extent possible rather than starchy pastas, rice, and bread though.

So, there you have it, 6 ways to lose 6 pounds in a week.

2017 British American Tobacco Nigeria Global Graduate Programme

British American Tobacco (www.bat.com) is a market leading, global organisation with a long, established history and a bright and dynamic future. Thanks to our people we have continued to deliver growth and exceed expectations in an increasingly complex and challenging marketplace.

Our aim is to become the leading tobacco company in each of our markets by providing excellent products with confidence and responsibility expected of global consumer brands.

If you have the talent and motivation to help us succeed you’ll find we are equally committed to helping you reach your full potential too.

We are recruiting to fill the position below:

Job Title: Global Graduate (Legal and External Affairs)

Job Number: 12453BR
Location: Lagos
Appointment type: Permanent

Job Purpose and key Deliverables

• British American Tobacco has an exciting opportunity for a Global Graduate (Legal and External Affairs) to join our team in Nigeria.

We are BAT!

• A global leader with more than 200 brands in over 200 markets; we bring together the world’s brightest and best minds, that’s why we value uniqueness.
• If you’re driven, passionate, ambitious and courageous, our Global Graduate Programme will help you achieve your potential.
• Our Global Graduate Programme (Legal and External Affairs) enables you develop exceptional commercial skills, equipping you with a deep understanding of the dynamics of the market you operate in. It offers you the opportunity to challenge yourself on international projects, network with graduates from around the world and strengthen your leadership skills, through participation in our Global Academy and with the support of your dedicated Coach and Mentor.
• This is a real job from day one. One in a tough and fast-paced environment that will stretch you to the limits - you’ll progress from graduate to manager in 12 months! An inspiring journey awaits you here at BAT Nigeria. The question is; Are you up to the challenge? Show what you’re made of… Join our 2017 Global Graduate Programme!

Requirements 
Essential requirements:

• Are you a recent university graduate within the last 3 years, with a high-performance academic track record - minimum of Second Class Upper division or equivalent?
• Have you completed the National Service Year (for Ghana applicants) or equivalent for other countries?
• Do you have excellent verbal and written communication skills in English and French?
• Are you ambitious, resilient and more proactive than others when it comes to learning new things?

Desirable Requirements:

• Legal academic background is required.

Application Closing Date
13th July, 2017.

How to Apply 
Interested and qualified candidates should:
Apply Here

Graduate Trainee Job Vacancy at Medslat Global Services Limited 2017

Medslat Global Services Limted is a firm deploying quick and easy to use tools and applications designed to help people get medical services at their finger tips. These applications have been designed with one major objective in mind, to save money and lives by reducing the time most people would probably spend accessing such needed medical care by as much as 35% or more in some cases.

We integrate ICD-10 ready electronic health record, telehealth, revenue cycle management (medical billing), patient and practice management system for better health service delivery. 

We are recruiting to fill the position below:

Job Title: Graduate Trainee

Location: Lagos

Requirements

• OND/Diploma/NCE qualification and Bachelor's degree in a relevant discipline is an added advantage
• Less than 6 months experience.

Application Closing Date 
31st August, 2017. 

Method of Application 
Interested and qualified candidates should send their Applications and CV's to: felixhr@medslat.com
Note: If you have not received a response within two weeks, then your application was unsuccessful.

Addax Petroleum Summer Internship Program JULY, 2017

Addax Petroleum Development (Nigeria) Limited, (APDNL) is a subsidiary of the Sinopec Group, one of the largest oil and gas producers in China, the highest oil refiner in Asia and the third largest worldwide

As part of its commitment to the development of young professionals, APDNL is providing opportunities for bright and Intelligent undergraduates for its annual Summer Internship

Addax Petroleum Summer Internship Program 2017

APDNL’s Summer Internship Program is a (four-week) intensive program which provides successful applicants with the opportuity of being introduced to the rudiments of the business world. This program aims to be a learning journey in which the brightest minds come to work and dedication is on-going, giving place for professional and personal development along the way!

Eligibility Criteria
Open to the following:

• Engineering and GeoSciences Disciplines- Petroleum, Mechanical, Electrical, Chemical, Geology and Geophysics
• Social Sciences Disciplines – Economics, Accounting, Business Management, Law, International Management etc.
• Candidates must be currently enrolled in a university with a minimum CGPA (cumulative grade point average) of 3.5/5 or 70%. Transcripts must be submitted
• Completion of 2nd year of University degree program . (Final year students are NOT eligible for this program).
• Meet other selection criteria as required for the program.

Method of Application
Please send an E-Mail with you Curriculum Vitae, Cover Letter, Copy of ID and transcripts of academic results to: Summerinternshipsprogram@addaxpetroleum.com

Nigerian Navy Nationwide job Recruitment 2017

Nigeria Navy recruitment 2017 – The Nigeria Navy currently wishes to inform the general public and all interested candidates that the online registration for the 2017 Recruitment Exercise is officially open.

Recruitment is currently open to those applying for the Nigerian Navy Ratings Cadre. Applicants are hereby advised to go through the Entry Requirements and Guidelines before proceeding to registration.

Applications are invited from suitably qualified candidates for the positions at The Nigeria Navy below:

Nigerian Navy Ratings Cadre Recruitment 2017
Location: Nationwide

GUIDE TO APPLICANTS ON EDUCATIONAL REQUIREMENTS FOR ENTRY FOR EACH CATEGORY

• A1 – Marine Engineer Artificers
  OND in Marine or Mechanical Engineering (at least Lower Credit) and must also possess SSCE or equivalent with 5 credits inclusive of English Language, Maths, Physics and Chemistry.
• A2 – Weapon Electrical Artificers
  OND in Electrical Electronic Engineering (at least Lower Credit) and must also possess SSCE or equivalent with 5 credits inclusive of English Language, Maths, Physics and Chemistry.
• A3 – Aircraft Engineering Artificers (Airframe Engine) Qualification
  Diploma in Airframe & Engine recognized by ICAO and must also posses SSCE or equivalent with 5 credits inclusive of English Language, Mathematics, Physics and Chemistry.
• A4 – Aircraft Engineering Artificers (Avionics & Aircraft Electrics, Electrical / Electronics)
  Certificate/Diploma in Aircraft Electrics & Avionics recognized by ICAO and must possess SSCE or equivalent with 5 credits, inclusive of English Language, Maths, Physics and Chemistry.
• A5 – Hull Engineer Artificers
  OND in Marine or Mechanical Engineering (at least Lower Credit) and must also possess SSCE or equivalent with 5 credits inclusive of English Language, Maths, Physics and Chemistry.
• B1 – Marine Engineer Mechanics
  SSCE or equivalent with 5 credits inclusive of English Language, Maths, Physics and Chemistry. Also intermediate City & Guilds or Trade Test II could be considered. Technical biasness is an advantage.
• B2 – Weapon Electrical Mechanics
  SSCE or equivalent with 5 credits inclusive of English Language, Maths, Physics and Chemistry. Also intermediate City & Guilds or Trade Test II could be considered, technical bias is an advantage.
• B3 – Hull Mechanical/Fitters
  As in B1 and B2 with additional trade in plumbing, welding, machining or woodwork.
• B4 – Automobile Mechanics
  As it is in B1.
• B5 – Dockyard Mechanics
  As it is in B1.
• C1 – Communications
  SSCE or equivalent with 5 credits inclusive of English Language, Maths and Physics.
• C2 – Computer
  OND in Computer Studies/Computer Science (at least Lower Credit), Desktop Publishing, Office Suite and must also possess 5 Credits inclusive of English Language and Maths.
• C3 – ICT
  OND in Computer Studies/Computer Science (at least Lower Credit), Computer literacy is compulsory and must possess 5 Credits inclusive of English Language, Maths and Physics. Proficiency or industry certification in any of the following areas shall be an added advantage:
  1. Database.
  2. Computer-Aided Design.
  3. Personal Computer Maintenance.
  4. Networking Fundamentals.
  5. Website Development and Management.
  6. Programming.
• D1 – Seaman
  SSCE or equivalent with 5 credits inclusive of English Language and Maths.
• D2 – Survey Recorders
  OND in Land Survey, Cartography, Geographic Information System (at least Lower Credit) and must also possess SSCE/equivalent with 5 credits inclusive of English Language, Maths, Physics or Geography or Technical Drawing.
• D3 – Physical Training Instructors
  SSCE or equivalent with 5 credits Inclusive of English Language. Interest and proven talents in sports as well as evidence of participation in sports at Secondary School/State/YSFON level is required.
• D4 – Chaplain Assistants
  SSCE or equivalent with 5 credits inclusive of English Language and Christian Religious Knowledge. Two years experience as clergy/church worker as well as letter of recommendation by 2 Clerics/churches recognized by the NN is required.
• D5 – Mosque Assistants
  SSCE or equivalent with 5 credits inclusive of Arabic, Islamic Religious Knowledge and English Language. Two years experience as Imam/Mosque attendant as well as letter of recommendation by 2 Islamic clerics/organizations recognized by the NN is required.
• D6 – Firemen
  SSCE or equivalent with 5 credits inclusive of English Language.
• E1 – Writers
  SSCE or equivalent with 5 credits inclusive of English Language, Maths, Accounts/Economics. Computer skill is compulsory. Also OND/NCE in Accounts or Secretariat Administration would be added advantage.
• E2 – Store Assistants
  SSCE or equivalent with 5 credits inclusive of English Language, Maths and Economics. Computer skill is an added advantage.
• E3 – Caterers
  SSCE or equivalent with 5 credits inclusive of English Language and Home Management/Food Nutrition. Certificate or Navy proven experience as a Waiter or Steward is an advantage.
• E4 – Ordinance
  Five credits in English Language, Mathematics, Physics, Chemistry and any other 2 subjects.
• E5 – Project Technicians.
  OND in relevant discipline such as Architecture, Quantity Survey, Civil/ Structure/ Building technology, Electrical/ Mechanical installation, Urban and Rural Planning, Estate Management, Land Economy and must also possess SSCE or equivalent with 5 credits inclusive of English Language, Maths and Physics.
• F1 – Medical Assistants
  SSCE or equivalent with 5 credits in English Language, Maths, Chemistry, Biology/ Health Science and Physics.
• F2 – Medical Records/Health Administration
  OND/professional qualification in Medical Records or Health Administration (at least Lower Credit) and must also possess SSCE/equivalent with 5 credits inclusive of English Language, Maths and Biology/Health Science.
• F3 – Physiotherapist, Public Health, Occupational Therapist, Dental Therapist and Dental Lab Assistants
  OND/professional Qualification in relevant fields and must also possess SSCE or equivalent with 5 credits In English Language, Chemistry, Biology/Health Science and Maths.
• G – Bandsmen
  SSCE or equivalent with 5 credits inclusive of English Language. Certificate in music and proficiency in any musical instrument will be an added advantage.
• H – Drivers/Mechanics
  SSCE or Equivalent with 5 credits inclusive of English Language. Current Mechanic apprenticeship certificate and evidence of driving experience as well as a letter of recommendation (as a mechanic) from past or present employer is required.
• J – Journalists
  OND in Mass Communication, Journalism, Photography, Printing Technology, Information Library, Public Relations, Graphic Arts, Film Making and Cinematography and must also possess SSCE/equivalent with 5 credits inclusive of English Language and Maths
• K – Nurses
  Single qualification RN and double qualification in any relevant qualification such as RM, A&E, ENT, Psychiatric, Paediatric, Orthopaedic/Trauma, Ophthalmic, Anesthetic, Public Health, Occupational Health, Nephrology/Dialysis all Theatre Nursing and must also possess SSCE/equivalent with 5 credits including English Language, Maths, Biology/Health Science, Physics and Chemistry.
• N – Education
  NCE in Arts/Science/Technical subjects in addition to SSCE/equivalent with 5 Credits inclusive of English Language and Maths for Science/Technical subjects or 5 credits Including English Language and at least a pass in Maths for Arts subjects.

Application Guideline

• Applicants should possess any of the following educational and/professional qualifications:
  • West African School Certificate/Senior Secondary School Certificate.
  • General Certificate of Education Ordinary Level.
  • WAEC City and Guilds or London City and Guilds.
  • Ordinary National Diploma (OND).
  • Any other educational qualification equivalent to those mentioned above.
  • All applicants must produce their primary school leaving certificate.
  • Applicants are to note that entry requirement for this position is SSCE or equivalent. Any other additional qualifications in these categories can only serve as an added advantage for selection into the branch and not for advancement.
• Any applicant possessing higher educational/professional qualification, i.e. HND, BA/BSc, etc other than those stated in first bullet point/qualification should not apply. Candidates are therefore warned that it is an offence to declare false educational/professional qualification. This attracts outright withdrawal or dismissal and hand over to Civil Police for prosecution.
• Any certificate or qualification not declared or tendered and accepted during the recruitment exercise is not acceptable after recruitment and cannot be tendered for the purpose of change of branch or advancement while in the Naval service. Only qualifications obtained through proper service provisions are tenable after joining.
• Applicants must be between the ages of 18 – 22 years at the time of entry into the Training School for school certificate holders, while 24 years of age is the acceptable limit for those with higher qualifications e.g. Nurses, NCE Holders, ICT Professionals, etc.
• Applicants must not be married or have children before joining.
• Applicant is required to print out Parent/Guardian Consent Form and Local Government Attestation Form.
• Applicants must be of Nigerian origin by birth.
• Applicants with any of the following problems are NOT to apply: short sight, ear problem, previous orthopaedic operation, flat foot, below the required height (Male 1.70, Female 1.67), fracture, stammering or any natural disability.
• Applicants must be free from any previous conviction by court of law on criminal charges.
• Applicants must come to the recruitment centres with the following documents:
  • Photocopies of Birth Certificate or Age Declaration.
  • Photocopies of Credentials.
  • Duly completed identification form to be signed by Chairman or Secretary of the candidate’s LGA or by an officer of the rank of Commander, Chief Superintendent of Police (CSP) or Equivalent and above from candidate’s State of Origin.
  • Duly completed Parent Consent form to be signed by Applicant’s Parent or Guardian.
  • Four passport photographs duly signed and stamped by any of the persons mentioned in Sub-Paragraph (c) above.
  • Candidates are advised to bring the scratch cards of their NECO and WAEC results to the recruitment centres.
• Applicants are to bring the following to the Aptitude Test Centres:
  • Parents/Guardian Consent Form.
  • Local Government Attestation Card.
  • Acknowledgement Form.
  • Photocopies of Certificates including NYSC Discharge Certificate.
• The completed application form is to be submitted online.
• Applicants will be required to produce original of all copies of credentials listed in the first bullet point before recruitment.
• Any applicant suspected to have impersonated, forged or submitted false document(s) shall be disqualified from the recruitment exercise. Such applicant shall also be handed over to the Civil Police for prosecution.
• The date for the Recruitment Aptitude Test is 7 October 2017.
• Please note that any attempt to inundate the Naval Headquarters with letters from any quarters by any applicant will be viewed as a ploy to undermine the enlistment process and will lead to disqualification of such applicants. In addition, applicants are to note that the entire enlistment process is free and they should refrain from giving money to any individual under any guise.
• On completion of the application form, applicants are advised to click “Submit” on the portal and generate the applicant’s Application ID. Applicants are advised to print out a copy of the Application Summary.
• Candidates are to come along to the designated examination and recruitment centres with copies of their completed forms.
• Candidates are further advised in their own interest not to give any form of gratification to any person or group of persons to assist them on the recruitment exercise.

Note

• Multiple online application will be disqualified.
• For technical support call 08159999011 between 0900 and 1600 only, not available on weekends and public holidays

NAVY Recruitment Application Deadline  31st July,

Click Here To Apply

5 Things You Need to Do Before You Die

Check these for another 5

Key 1: Celebrate Who You Are
Key 2: Live in Your Courage Zone
Key 3: Put People Before Things
Key 4: Enjoy Life in the Present Moment
Key 5: Sacrifice for Something Bigger Than Yourself

THE SECRET TO LIFE IN ONE SENTENCE OR LESS THAT YOU MUST DISCOVER BEFORE YOU DIE

The people interviewed shared in one sentence or less, the secret to a fulfilling and happy life. In some cases, they went over the one-sentence limit, but putting a lifetime in one sentence isn’t easy. 

Here are some selected secrets to life:

There are ten-minute funeral lines and ten-hour funeral lines. Live your life so that when you die people will want to stay and tell stories about the kind of life you lived and how you touched them. – Ken Krambeer, town barber

Recognize that you are born with the capacity to be in the world and not dependent on the circumstance in which you find yourself; don’t take yourself seriously, don’t get trapped by the ideas in your head; they are not the same as the reality. – Donald Klein, psychologist

Don’t count on cramming. I always told my students – if you follow your heart, leave a legacy, and focus on what matters, it will be ok. – George Beer, physicist, retired professor 

Love someone deeply and be loved by someone deeply; be passionate about yourself and your curiosity and exploration and really GO FOR IT. – William Hawfield

In order to find a more purposeful life you must let go of what society and people think of you and look inside yourself through some discipline – prayer, meditation – to find out what matters most to you and pursue it. – James Autry, poet and author

If you are unhappy, get busy doing something for someone else. If you concentrate on yourself you will be unhappy, but if you focus on helping others you will find happiness. Happiness comes from serving and loving. – Juana Bordas, author

Banish the word “boredom” from your vocabulary, and wherever you are make the most of that moment because you won’t get it back. – Max Wyman 

Kneel down and kiss the earth, be thankful that you exist, love yourself and those around you, and enjoy the hell out of being alive. – Craig Neal

Remember you are part of something larger than yourself. – Anthony Holland, actor 

Find your passion and pursue it. – Lea Williams, author and educator

Find something you love doing and make it your career. – Paul Hersey, author

My mother told me “to thine ownself be true”. It is an important advice and will pay huge dividends if you learn what is true for yourself. Be true to what matters to you. This requires reflection and you can’t think while watching The Simpsons. – Jim Kouzes, author

Learn to love people, because if you do, it will carry you to all kinds of places – see the good in other people always. – John Boyd, painter

I cannot give one sentence of advice to others because first I would have to know them, so I say know yourself and know what you want to create in your life and hold that in front of yourself ALWAYS. – Elsa Neuner

Eat healthy, be physically active, invest your energy in making wherever you are a more just and happy community. – William Gorden, professor of communication, activist

Always see the good in people, and you won’t get hurt because everybody has so much goodness in them. Don’t envy other people, because you have different gifts and blessings. – Eileen Lindesay

Learn to step out of the boat more. – Don

Live everyday for what it is, don’t worry about what will happen, the next day will take care of itself, what will be will be, learn to accept and wait for the next day to happen. – Esther

dwell on the negative in your life, bad things happen all the time, even in bad situations look for the good and you will find it. – Rufus Riggs

Live your passion and be of service to others. – Laura Lowe Get an education, find out who you are, where you came from and where you want to go, and don’t forget who you are. – Ralph Dick, native chief

You need to learn who you are inside, figure out what your feelings are, understand that; the key to self-knowledge. If you know who you are, then you are grounded throughout life. If everything is a mystery to you, then you are going to be in trouble. – Mark Sherkow

Don’t draw the curtain too soon; there is always an encore or fourth act. – Joci James

Remember the Lord God has His eyes on you and His hand on your shoulder. – Robin Brians

Know thyself and have the courage to follow that. – Clive MARTIN

Effective Ways Of Fighting Fear

Ten ways to fight your fears

Fear kills. And this life is too good to die like a chick. Whatever it is that scares you, here are 10 ways to help you cope with your day-to-day fears and anxieties.

These tips are for people who are coping with everyday fears.

1. Take time out

It's impossible to think clearly when you're flooded with fear or anxiety. The first thing to do is take time out so you can physically calm down.

Distract yourself from the worry for 15 minutes by walking around the block, making a cup of tea or having a bath.

2. Breathe through panic

If you start to get a faster heartbeat or sweating palms, the best thing is not to fight it.

Stay where you are and simply feel the panic without trying to distract yourself. Place the palm of your hand on your stomach and breathe slowly and deeply.

The goal is to help the mind get used to coping with panic, which takes the fear of fear away.

3. Face your fears

Avoiding fears only makes them scarier. Whatever your fear, if you face it, it should start to fade. If you panic one day getting into a lift, for example, it's best to get back into a lift the next day.

4. Imagine the worst

Try imagining the worst thing that can happen – perhaps it's panicking and having a heart attack. Then try to think yourself into having a heart attack. It's just not possible. The fear will run away the more you chase it.

5. Look at the evidence

It sometimes helps to challenge fearful thoughts. For example, if you're scared of getting trapped in a lift and suffocating, ask yourself if you have ever heard of this happening to someone. Ask yourself what you would say to a friend who had a similar fear.

6. Don't try to be perfect

Life is full of stresses, yet many of us feel that our lives must be perfect. Bad days and setbacks will always happen, and it's important to remember that life is messy.

7. Visualise a happy place

Take a moment to close your eyes and imagine a place of safety and calm. It could be a picture of you walking on a beautiful beach, or snuggled up in bed with the cat next to you, or a happy memory from childhood. Let the positive feelings soothe you until you feel more relaxed.

8. Talk about it

Sharing fears takes away a lot of their scariness. If you can't talk to a partner, friend or family member, call a helpline such as the Samaritans (116 123, open 24 hours a day).

If your fears aren't going away, you can ask your GP for help. GPs can refer people for counselling, psychotherapy or help through an online mental health service, such as FearFighter.

9. Go back to basics

Lots of people turn to alcohol or drugs to self-treat anxiety, but this will only make matters worse. Simple, everyday things like a good night's sleep, a wholesome meal and a walk are often the best cures for anxiety.

10. Reward yourself

Finally, give yourself a treat. When you've made that call you've been dreading, for example, reinforce your success by treating yourself to a massage, a country walk, a meal out, a book, a DVD, or whatever little gift makes you happy.

10 THINGS YOU MUST DO TO GO HIGHER

Life is so sweet to die young. Follow those simple 10 things you must give up to move forward and see how you will have a speedy success.

How To Use PLR Articles as Website Content

Give your Website Visitors a Bonus

 Have you purchased a set of Private Label Rights (PLR) articles and aren’t exactly sure what to do with them?  PLR articles can be used as an inexpensive but highly effective marketing tool.  Ideally you will purchase articles that tie in directly with your website or have an obvious correlation.  Once you have your stock of articles, you can give visitors to your website an option to sign-up for free content.  This gives you, the website/business owner, a potential client list.  But in order to get those e-mail addresses you are going to have to make it worthwhile. 

One option is to send out a regular newsletter with one of your PLR articles as the main focus.  In addition to providing your mailing list with valuable information you can use it as a means to keep your company and website in the forefront of their minds.  Be sure to always include contact information and special offers that you are providing to customers.  As PLR articles can be re-written, you can re-use the same article down the road with enough changes to make it new and fresh.

Package your PLR articles into a free ebook format and offer it to your website visitors that sign-up for your mailing list.  After sometime, you can rewrite the PLR articles to create new ebooks with no additional cost other than the time it takes to change the articles.  Sometimes information in the articles may be dated, be sure to correct any old information or references to events in the past that are no longer relevant.  Use the mailing list you compiled from the ebook to send out regular updates about your
business.

The initial purchase of PLR articles is a smart investment.  They can be used as is right away to begin marketing your business.  If you have a flare for writing, take it upon yourself to rewrite portions of the article to make them new and you get more mileage from them.  If you would prefer not to do it yourself, you can hire a writer to rewrite them for you for a very reasonable price.

How To Use PLR Articles as Website Content

Using PLR Articles as Website Content

All the search engines deploy spiders to discover quality content (not duplication)and when they find a site that contains said content they index it. This is what you want to happen with your website, once it gets indexed and starts to get high traffic numbers your site is going to show up in search engine results.  But what if you are not a writer or don’t have time to write all the content you need to make your website better?

The answer to this question is PLR articles (Private Label Rights).  These are articles you can purchase from writers that can be modified or changed to suit your needs.  The topics available are too numerous to mention – the world of PLR articles covers any topic you can imagine and from multiple angles. 

Most packs of PLR articles are sold in multiples of the same topic, find one available that makes sense to post on your website – about your product or services or something your customers would be interested in.  For instance, if you sold special albums to stamp collectors you might want to find PLR articles on the subject of stamp collecting.  

When a stamp collector started typing in key words into a search engine, the goal would be for the PLR articles you have posted to your site to come up in the results.  Once a visitor clicks through to your site, they will see the stamp albums you have for sale.

Rewrite the articles as often as you like making certain that the message is still clear and the content is still considered high-quality to the search engine spiders.  Don’t be tempted to change a few words and post the same article to your site multiple times.  This will not help you.  You want unique content; duplication can have the opposite affect on your index rating and website page ranks.  Don’t stop adding new PLR articles either, keep a look out for more PLR articles that fit your niche market – they are a small investment that can reap large traffic rewards.  The more people you can drive to your website, the better chance you have of selling your products and services.

How To Start Your Own PLR Website

Start Your Own PLR Website

Private Label Rights (PLR) articles have many uses as a marketing tool, but they can also be a way to earn a passive income.  Adsense and other affiliate links you can add to your website only work if you can attract traffic to a webpage or blog that you have them posted on.  PLR articles provide a means to non-writers to gather this contact easily and
inexpensively.

You can have one large website with PLR articles posted on similar genres to attract the search engines (be sure the content you are posting is not duplicated elsewhere to get indexed as a high-quality site).  Another option is to host multiple websites each with a different topic and many PLR articles to fulfill your content needs.  As with the majority of affiliate links that you can add to your website, they are keyword driven; this means is that the ads that will show up on your site will be relevant to the content on the pages.

How this benefits you, the website owner, is that the people who visit your sites because of the PLR articles you posted will also be interested in the ads they find on your pages.  The more traffic you generate the more money you make and if you start to get clicks on your ads you can really see your passive income soar.

If you decide to host one site or 20, the concept and start-up is the same.  Find a supplier of quality PLR articles and rewrite them to a point where they are at least 20% new.  A word of caution though, be careful of software and websites that offer to do the rewriting.  It is true that it can be done quickly and cheaply by a computer but the results will be reflective of this.  You want the people that visit your site to stay, read the article, and then click on an ad – they won’t do this if the content you have on your site does not make sense.  Take the time (or money) to have this done by a person with writing experience.